Senior Credit Risk Manager

About This Opportunity

Our talent team is representing a confidential fintech organization that's building ML-driven underwriting capabilities across the Asia-Pacific and EMEA regions. We're seeking a Senior Credit Risk Manager to shape credit risk models and decisioning frameworks that balance growth with prudent risk management. This is a fully remote position open to candidates in Japan or the United Arab Emirates.

You'll work at the intersection of analytics, modeling, and business strategy—monitoring portfolio health, developing credit risk models, and collaborating with data, engineering, and product teams to turn insights into measurable business impact.

Responsibilities

• Monitor key risk metrics including default rates and approval rates; investigate significant changes and identify trends across large datasets
• Simulate the impact of credit policy or model changes, support A/B testing, and guide rollouts to optimize approval funnels
• Develop, test, and deploy risk models in an iterative, agile manner using techniques such as logistic regression, XGBoost, and scorecards
• Monitor model performance over time, tracking feature stability, accuracy, and drift
• Collaborate with internal and external data vendors to evaluate and integrate new data sources
• Contribute to early warning systems for portfolio deterioration using quantitative and qualitative signals
• Track post-implementation performance and refine strategies using feedback loops and business KPIs
• Understand country-specific factors including onboarding processes, customer limit management, and local alternative data sources

What We're Looking For

Required:

• At least 5 years of experience in consumer credit risk analysis
• Bachelor's degree in business, finance, economics, actuarial studies, computer science, or a relevant field
• Demonstrated proficiency in consumer credit risk assessment and cross-functional collaboration with marketing, engineering, finance, and legal teams
• Hands-on experience building, testing, deploying, and monitoring credit risk models (logistic regression, XGBoost, scorecards)
• Strong statistical and mathematical skills
• Working knowledge of SQL and Python
• Strong written and verbal communication skills in English, with ability to explain complex credit risk concepts to non-technical stakeholders
• Independent, creative, and proactive problem-solving mindset

Preferred:

• Previous experience in a fintech, neobank, or digital lending environment
• Ability to design and deploy data marts and alerts
• Familiarity with credit data sources or regulatory environments in Southeast Asia (Thailand, Philippines, Indonesia)
• Experience with cloud platforms such as AWS and GCP
• Experience designing and automating credit portfolios or financial reports
• Familiarity with model deployment frameworks like Flask/FastAPI or MLflow
• Experience with MLOps tooling such as Airflow, dbt, or feature stores

How We Work With You

Candidates apply directly through Get A Job.ai. Our recruiters will screen applications and conduct initial interviews. Qualified candidates are then submitted to our client for consideration. Please do not attempt to contact the client directly, as all communication flows through our talent team to ensure a smooth process for everyone involved.

This role offers fully remote work flexibility, with the option to work from client offices in Singapore or Bangkok if desired. You'll join a rapidly growing organization at an inflection point, working with modern ML infrastructure and cloud-native tools.

Pay

Compensation details will be discussed during the screening process and are competitive with the market for this level of experience and expertise.

Equal Opportunity

Get A Job.ai is committed to creating a diverse and inclusive recruitment process. We welcome applications from all qualified candidates regardless of race, color, religion, sex, national origin, age, disability, or any other protected characteristic.