UK Commercial Legal Counsel

About This Opportunity

Our talent team at Get A Job.ai is representing a confidential fintech organization that provides flexible finance solutions to small and medium-sized businesses. We are seeking a UK-qualified lawyer to join their legal function, reporting to the General Counsel and working across commercial and regulatory matters.

This role offers the opportunity to work on innovative financial products, including payment services, credit solutions, and emerging ventures serving the SME market. You'll be at the intersection of commercial law and financial regulation in a fast-paced, growth-oriented environment.

Responsibilities

• Provide legal support and advice for credit card and payment services products, ensuring compliance with relevant financial services regulations
• Advise business teams on commercial and regulatory matters in collaboration with the compliance function
• Support new business ventures including platforms and tools designed for SMEs, navigating complex regulatory requirements and structuring products accordingly
• Develop and manage commercial contracts with partners, including high-value agreements with regulated institutions
• Prepare and update customer terms and conditions across multiple product lines
• Identify and implement process improvements to enhance legal efficiency, including building templates, playbooks, and decision frameworks
• Leverage AI tools where appropriate to improve legal delivery
• Instruct and manage external counsel while managing legal budget with guidance from senior leadership
• Provide training and knowledge-sharing to other legal team members

What We're Looking For

Essential qualifications and experience:

• Qualified solicitor in England and Wales or equivalent UK qualification with a minimum of 3 years post-qualification experience
• Strong knowledge of payments regulations, including PSRs, EMRs, and the FCA Handbook, with demonstrated ability to apply this knowledge commercially
• Proven experience drafting and negotiating commercial contracts, including partnerships with regulated institutions
• Ability to use thoughtful legal analysis to quickly navigate legal and commercial complexity
• Track record of providing concrete, decision-enabling feedback that balances legal risk with commercial opportunity
• Self-motivated with commitment to delivering high-quality work within deadlines
• Curiosity about business operations and willingness to develop expertise in unfamiliar areas of financial regulation
• Collaborative mindset with no ego and willingness to support team members
• Reflective approach to individual and team performance

Desirable but not required:

• Knowledge of regulations beyond payments, such as insurance, consumer credit, or data protection
• Understanding of lending businesses and their operational requirements
• Experience quantifying legal risk to inform business decision-making
• Pre-existing knowledge and interest in using AI tools for legal work

How We Work With You

When you apply through Get A Job.ai, one of our experienced recruiters will review your profile and conduct an initial screening conversation. If there's a strong match, we'll submit your candidacy to our client for consideration. Throughout the process, we'll keep you informed and provide guidance to help you succeed.

Please apply directly through our platform at getajob.ai. Do not contact the client organization directly, as all applications must be coordinated through our recruitment team to be considered.

Location and Working Arrangements

This position is based in London with flexible working hours and a hybrid model. Our client offers offices in multiple UK cities with a collaborative, supportive culture.

Pay

The client has indicated a compensation range of £100,000 to £115,000 for this role. Final compensation will be discussed during the interview process based on your experience and qualifications.

Equal Employment Opportunity: Get A Job.ai is committed to inclusive recruitment practices. We welcome applications from candidates of all backgrounds and work with clients who share our commitment to diversity and equal opportunity employment.