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Credit Analyst

First National Bank at a glance

SEC filings mentioning "First National Bank": 10,000+search EDGAR

First National Bank

Join First National Bank as a Credit Analyst in Waverly, Pike County, where you'll serve as a key member of our lending team. In this full-time role, you'll conduct financial analysis and support our credit decisions to help borrowers and strengthen our loan portfolio.

Position Summary

As a Credit Analyst at First National Bank, you'll evaluate loan applications and support our underwriting process through detailed financial analysis. Working alongside loan officers and senior credit professionals, you'll assess borrower creditworthiness, review documentation, and prepare clear credit evaluations. Your expertise will help ensure we make sound lending decisions while maintaining our commitment to responsible banking practices.

Responsibilities

  • Review and analyze financial statements, tax returns, and supporting documentation to evaluate borrower credit strength
  • Prepare detailed credit analyses and underwriting recommendations for loan approval
  • Maintain organized, accurate credit files in compliance with banking standards and regulations
  • Operate Sageworks/Abrigo platforms to record analysis, generate reports, and manage credit data
  • Communicate credit findings and lending decisions to internal teams and loan customers
  • Support loan officers and management by ensuring complete documentation and thorough credit review

Qualifications

  • Minimum 3 years of experience in banking
  • Minimum 3 years of credit analysis and/or loan review experience
  • Proficiency with Sageworks/Abrigo credit analysis software
  • Skilled with Microsoft Office and standard business software applications
  • Ability to read, interpret, and summarize financial statements and credit information
  • Strong written and oral communication skills
  • Detail-oriented with excellent organizational and file management abilities

More About First National Bank

First National Bank serves customers in the Waverly and Pike County area, providing banking and lending services with a commitment to sound financial practices. Our team values expertise, integrity, and professional excellence, and we invest in the continued development of our employees.

How to Apply

To apply, complete your application directly on this page, or you'll be redirected to the employer's application platform to finish submitting there.

To apply for this job please visit www.adzuna.com.

Working in Waverly, Baltimore

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Waverly is a neighborhood in the north central area of Baltimore, Maryland, located to the north of the adjacent same neighborhood called Better Waverly and west of Ednor Gardens-Lakeside, north and east of Charles Village west of the area of Coldstream-Homestead-Montebello neighborhoods, along with the campus of the former red brick H-shaped building for Eastern High School (1938–1984), facing north towards 33rd Street, now renovated since the 1990s into offices for The Johns Hopkins University, a mile to the west. Adjacent to the east of the Eastern High/Johns Hopkins campus is the landmar

Maryland is a state in the Mid-Atlantic and Southeastern regions of the United States. It borders Virginia to its south, West Virginia to its west, Pennsylvania to its north, and Delaware to its east, as well as with the Atlantic Ocean to its east, and the national capital and federal district of Washington, D.C. to the southwest. With a total area of 12,407 square miles (32,130 km2), Maryland is

    Source: Wikipedia (state)

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