Analyst II, Credit

About This Opportunity

We are representing a confidential fintech organization seeking an Analyst II, Credit to assess merchant financial and operational risk. This is a remote position based in the UK, working with cross-functional teams to evaluate credit exposure, fraud patterns, and compliance considerations for e-commerce merchants.

As a valued member of our client's risk management function, you will analyze business credit reports, financial statements, and third-party data sources to make informed underwriting decisions. You will also monitor ongoing credit and fraud trends while identifying opportunities to improve merchant risk evaluation processes.

Responsibilities

• Assess brand, compliance, fraud, and financial risk to determine appropriate credit exposure for new and existing merchants
• Evaluate merchant financial health using business credit reports, financial documents, investigative research tools, and financial market data
• Research and integrate new third-party data sources to enhance merchant financial risk assessment
• Monitor credit, fraud, and dispute/chargeback trends across the merchant portfolio
• Identify automation opportunities and process improvements in merchant risk evaluation workflows
• Collaborate with Sales and Business Development teams on risk-related inquiries

What We're Looking For

• 3+ years of experience in merchant risk assessment functions such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting
• Demonstrated experience reviewing financial documents, business credit reports, and payment processor statements
• Strong understanding of e-commerce underwriting and/or commercial lending principles
• Proven ability to work effectively with cross-functional partners, especially Sales and Business Development teams
• Ownership mentality with strong accountability, urgency, and execution skills
• Prior experience in payments, lending, banking, or financial institutions is a plus

How We Work With You

Candidates apply directly through Get A Job.ai. Our talent team will conduct an initial screening to understand your experience and fit for this role. Qualified candidates will be presented to our client for consideration. Please do not contact the hiring organization directly—all communication and interview coordination will be managed through our recruitment process.

Pay

This is a full-time, remote position based in the UK. Compensation details will be discussed during the screening process with our recruitment team.

Equal Opportunity: Get A Job.ai is committed to providing equal employment opportunities to all applicants regardless of race, color, religion, sex, national origin, age, disability, or any other protected characteristic. We welcome candidates from all backgrounds to apply.