Senior Associate, Underwriter (Remote, any state, US)

About This Opportunity

We are representing a confidential life insurance organization seeking a Senior Associate, Underwriter for a fully remote role open to candidates in any U.S. state. This position requires occasional travel (approximately 4 days, twice per year) and reports to a Managing Underwriter.

In this role, you will evaluate life insurance applications, assess mortality risk on complex cases with 2-Year Total Amount at Risk (TAAR) up to $5 million, and serve as a technical resource to less experienced underwriters. You will handle applications involving Attending Physician Statements, multiple impairments, and nuanced medical histories while maintaining strong agent and internal partner relationships.

Responsibilities

• Evaluate and classify mortality risk on life insurance applications for cases with 2-Year TAAR up to $5 million, including those with complex medical histories and Attending Physician Statements
• Apply advanced underwriting guidelines and clinical knowledge to assess complex risk factors and determine appropriate outcomes (standard/substandard offers, exclusions, or declines)
• Independently manage a portfolio of higher-complexity cases while prioritizing workload to meet service and quality standards
• Provide subject matter expertise and case consultation to peers on medical impairments and guideline interpretation
• Communicate underwriting requirements, decisions, and reinsurance considerations to agents and internal partners with professionalism and clarity
• Collaborate with reinsurers on complex cases and incorporate facultative offers into final decisions
• Contribute to training initiatives, mentorship programs, and cross-functional projects that enhance underwriting processes and consistency
• Support adoption of underwriting models, rules engines, and emerging tools while ensuring alignment with guidelines and risk philosophy

What We're Looking For

Required Qualifications:

• Bachelor's degree preferred or equivalent combination of education and relevant experience
• 5+ years of life underwriting experience with demonstrated expertise in mortality assessment and complex case handling
• Strong knowledge of medical terminology and ability to evaluate multiple interacting impairments
• Advanced analytical and problem-solving skills for assessing complex risk profiles
• Excellent verbal and written communication skills with ability to influence stakeholders
• Proven ability to manage high-volume workload of complex cases while maintaining accuracy and service standards
• Strong customer service orientation and relationship management skills

Preferred Qualifications:

• Significant experience underwriting cases involving Attending Physician Statements, multiple impairments, and higher face amounts
• Experience working with reinsurance partners and evaluating facultative offers
• Demonstrated ability to mentor or coach less experienced underwriters
• Experience with workflow improvement initiatives, training efforts, or cross-functional projects
• Strong knowledge of underwriting models, rules engines, and automated decision tools
• Familiarity with AI and automation tools that enhance efficiency and decision support
• Comfort operating in data- and AI-enabled underwriting environments

How We Work With You

When you apply through Get A Job.ai, our talent team will review your background and conduct an initial screening. If there's a strong match, we'll submit your profile to our client for consideration. Please do not contact the client directly—all communication and coordination will flow through our recruitment team to ensure the best experience for all parties.

Pay

This is an exempt position eligible for discretionary annual bonus. The role offers competitive base compensation determined by experience, skills, qualifications, and location.

Note: This role requires FINRA licensed and/or FINRA Associated Person pre-hire fingerprinting.

Equal Employment Opportunity: Get A Job.ai is committed to inclusive recruiting practices and works with clients who value diverse perspectives and backgrounds. We encourage all qualified candidates to apply.