Money Laundering Reporting Officer, AML

About This Opportunity

Our talent team is representing a confidential fintech organization seeking an experienced Money Laundering Reporting Officer (MLRO) for their Swedish-regulated Payment Institution. This is a high-stakes compliance leadership role with independent authority over AML/CTF program design and execution.

Under Swedish law, this position serves as Centralt funktionsansvarig (CF) — the legally defined function holder responsible for day-to-day AML oversight and reporting suspicious activity directly to Finanspolisen. You will act as the primary regulatory contact with Finansinspektionen (FI) and serve as gatekeeper protecting the entity from financial crime.

Responsibilities

• Serve as the entity's MLRO / Centralt funktionsansvarig with independent authority over AML/CTF program design, execution, and effectiveness
• Act as primary regulatory contact with Finansinspektionen, managing supervisory correspondence, periodic reporting, and supporting licensing efforts
• Evaluate and file Suspicious Transaction Reports (STRs) to appropriate authorities
• Provide final sign-off on high-risk onboarding, transaction monitoring escalations, and sanctions alerts
• Partner with executive leadership to ensure alignment between oversight and day-to-day AML operations
• Own and deliver annual AML/CTF training programs for board members, management, and operational teams handling Swedish accounts
• Manage internal reporting channels for potential AML/CTF infractions
• Maintain and evolve AML/CTF risk assessment, policies, and procedures, including new product review
• Prepare and present MLRO reports to the board and leadership
• Partner with broader Compliance, Legal, and Engineering teams on cross-border projects

What We're Looking For

Required qualifications:

• 8+ years of financial services experience in compliance, AML, or related regulatory advisory roles, preferably in fintech
• Native or fluent Swedish and fluent English, written and verbal (non-negotiable)
• AI fluency and demonstrated experience leveraging AI to build and scale AML programs
• Deep working knowledge of FI's supervisory expectations
• Significant senior-level AML advisory or deputy compliance experience at a Swedish-regulated entity
• Direct experience interfacing with regulators and bank partners
• Comfort operating as standalone compliance lead with independent judgment on filing and escalation decisions
• Fintech or payments domain experience strongly preferred (card issuing, corporate expense, high-velocity digital transaction monitoring) over traditional retail-branch compliance background

Preferred qualifications:

• Experience with license applications or regulatory upgrades
• Prior cross-border or group compliance structure experience

How We Work With You

When you apply through Get A Job.ai, one of our recruiters will screen your application and qualifications. If there's a strong match, we'll submit your profile to our client for consideration. Please do not contact the client directly — all communication flows through our team to ensure a professional, coordinated process.

Pay

Compensation details will be discussed during the screening process based on experience and qualifications.

Get A Job.ai is an equal opportunity recruiter. We welcome applications from candidates of all backgrounds and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.