(Senior) Credit Risk Manager (m/f/d)

Responsibilities

We are representing a confidential fintech organization seeking a Senior Credit Risk Manager to take full ownership of their credit risk framework. In this hands-on role, you will serve as an independent risk partner responsible for oversight of credit risks across commercial, treasury, and financial counterparties.

Your key responsibilities will include:

• Credit Analysis: Perform independent credit risk analysis of counterparties and transactions (corporates, financial institutions, sovereigns), evaluating financials, business models, and structures
• Infrastructure & Data Ownership: Architect and maintain reporting infrastructure using Looker, Mambu, and Google Sheets, ensuring high data quality across all risk processes
• Strategic Risk Steering: Drive data-driven decision-making by creating insightful risk dashboards and reporting that directly influence senior management's strategic decisions
• Proactive Portfolio Monitoring: Maintain strict oversight of credit developments, identifying sector concentrations and deteriorating risk profiles to facilitate proactive risk mitigation
• Provisioning & Forecasting: Manage loan loss provisioning processes in accordance with IFRS 9 and ECL frameworks, including staging assessments and qualitative overlays
• Regulatory Compliance: Ensure strict adherence to internal risk limits and external regulatory requirements (CRR, MaRisk, Basel III/IV)
• Project Management: Lead or participate in initiatives to improve data quality, enhance systems, and validate models
• Cross-Functional Partnership: Act as a partner to Front Office, Finance, and Risk Controlling teams, providing expert guidance on credit risk topics while balancing business growth with robust risk management

What We're Looking For

Our client seeks an experienced Credit Risk professional who operates with high autonomy, bringing both technical capability to build processes from scratch and resilience to navigate complex stakeholder landscapes.

Required qualifications:

• University degree in Finance, Economics, Business Administration, or related discipline; FRM or CFA certification is a plus
• 5+ years of experience in credit risk analysis, risk controlling, or credit structuring within banking or financial services
• Proven ability to assess transactional credit risk, including business models, financial covenants, collateral, and legal documentation
• Strong working knowledge of IFRS 9 concepts (staging, ECL) and European regulatory frameworks (CRR, Basel III/IV, MaRisk)
• High personal resilience and comfort navigating a fast-paced environment with significant stakeholder pressure
• Self-directed approach to identifying deteriorating risk profiles and portfolio concentrations with minimal guidance
• Technical proficiency managing risk data using Looker, Mambu, and Google Sheets; programming skills (Python/SQL) and BI tools (Tableau/Power BI) are advantageous
• Proven ability to navigate complex stakeholder dynamics and hold firm on risk decisions under pressure
• Fluent English required; German language proficiency not required

How We Work With You

Our talent team at Get A Job.ai will guide you through the entire process. When you apply through our platform, a dedicated recruiter will screen your background and qualifications. If there's a strong match, we will submit your profile to our client for consideration. Please note that direct contact with the client is not permitted during the recruitment process—all communication will flow through Get A Job.ai to ensure a smooth and professional experience.

Pay

Compensation details will be discussed during the screening process with our recruiting team.

Equal Employment Opportunity: Get A Job.ai is committed to creating an inclusive recruitment process. We welcome applications from all qualified candidates regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.