CRA Officer

About This Opportunity

We are representing a confidential community banking organization in South Florida seeking a relationship-driven CRA Officer to lead the bank's Community Reinvestment Act compliance strategy. This is an opportunity for a compliance professional who thrives in a dynamic banking environment and brings deep expertise in CRA, Fair Lending, HMDA, ECOA, and consumer compliance.

Our client values regulatory excellence and meaningful community partnership across the South Florida Tri-County Area (Miami-Dade, Broward, and Palm Beach counties). The ideal candidate is analytical, proactive, collaborative, and passionate about balancing regulatory compliance with genuine community impact.

Responsibilities

• Lead and monitor the bank's CRA program to support ongoing regulatory compliance and performance objectives
• Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement
• Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation
• Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation
• Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations
• Develop, enhance, and maintain compliance policies, procedures, monitoring reports, and risk assessments
• Prepare reporting and materials for management committees and promote effective governance of CRA and consumer compliance initiatives
• Review and respond to consumer complaints as needed
• Review lending and related advertising and marketing materials for compliance
• Attend regulatory, professional/trade, and civic association meetings related to CRA/HMDA/ECOA/Fair Lending compliance
• Serve as a trusted compliance partner by addressing regulatory questions, consumer complaints, and emerging compliance matters

What We're Looking For

Required Qualifications:

• Bachelor's degree in Business (Finance, Economics, or Accounting)
• 7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration
• 3+ years in a supervisory or managerial position
• Extensive knowledge of consumer regulations including Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA, and TILA
• Must reside in the South Florida Tri-County Area (Miami-Dade, Broward, or Palm Beach counties)
• Willingness to travel periodically to branches and outside organizations

Key Skills:

• Proven ability to develop and manage community programs
• Experience managing the CRA Compliance Examination process and proactively engaging with regulators
• Knowledge and involvement in local low- and moderate-income communities
• Strong judgment and critical decision-making regarding CRA compliance with minimal supervision
• Experience with data analysis and reporting
• Knowledge of banking products and services
• Strong familiarity with regulatory banking environment and banking regulations
• Excellent verbal and written communication, interpersonal, and organizational skills
• Highly self-motivated, self-directed, and attentive to detail
• Proficiency in MS Office Software (Excel, Word, Outlook, PowerPoint, and Teams)

How We Work With You

Get A Job.ai is representing this confidential client in their search. When you apply through our platform, one of our recruiters will review your qualifications and conduct an initial screening. If there's a strong match, we will submit your profile to our client for consideration. Please do not attempt to contact the employer directly, as all applications must come through our talent team to be considered.

Pay

Compensation details will be discussed with qualified candidates during the screening process.

Equal Opportunity

Get A Job.ai is committed to inclusive hiring practices and works with clients who value diversity and equal opportunity employment.