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Credit Underwriter Sr – Inventory Finance

Huntington National Bank at a glance

huntington.com
  • Founded 1866
  • Employees 11000
  • Ticker HBAN
HBAN 17.46 USD -1.52%
  • Revenue (FY2025) $1.56B
  • Net income $2.21B

Investor research: Yahoo Finance · SEC filings

Federal funding recipient: largest known award $59K from the Department of Justice (started Jan 1, 2017) — via USAspending.gov

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Huntington National Bank

Huntington National Bank seeks an experienced Senior Credit Underwriter specialized in Inventory Finance. This full-time position is located in Schaumburg, Cook County, with opportunities available at Huntington Bank's corporate office locations.

About the Role

In this senior underwriting role, you'll evaluate credit applications, assess borrower financial capacity, and make strategic credit decisions that balance risk protection with business growth. You'll manage customer relationships in the inventory finance space while ensuring all credit activities comply with regulatory requirements and Huntington's lending policies.

What You'll Do

  • Analyze financial statements, tax returns, and supporting documents to determine creditworthiness
  • Conduct detailed financial ratio analysis and trend evaluation to assess borrower repayment capacity
  • Make credit recommendations and approve lending requests within your authority and established guidelines
  • Monitor assigned customer accounts and evaluate credit portfolio performance for ongoing quality
  • Document credit decisions with comprehensive analysis and supporting memoranda
  • Ensure compliance with regulatory requirements and internal credit policies
  • Collaborate with sales, operations, and compliance teams on credit-related initiatives

What We're Looking For

  • Advanced expertise in commercial credit analysis and underwriting methodologies
  • Thorough knowledge of inventory finance products, collateral structures, and risk assessment
  • Strong ability to analyze financial statements and perform quantitative financial modeling
  • Experience with credit policy, regulatory compliance, and risk management in lending environments
  • Proven capability to exercise independent judgment and make sound credit recommendations
  • Excellent analytical, communication, and interpersonal skills
  • Previous commercial credit, underwriting, or credit analysis experience

About Huntington National Bank

Huntington National Bank is a trusted financial institution dedicated to serving customers with integrity and expertise. We build careers for professionals who value sound decision-making, compliance, and customer success.

How to Apply

To apply, complete your application directly on this page, or you'll be redirected to the employer's application platform to finish submitting there.

To apply for this job please visit www.adzuna.com.

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Working in Schaumburg, Cook County

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Illinois is a state in the Midwestern region of the United States. It borders on Lake Michigan to its northeast, the Mississippi River to its west, and the Wabash and Ohio rivers to its south. Of the fifty U.S. states, Illinois has the fifth-largest gross domestic product (GDP), the sixth-largest population, and the 25th-most land area. Its capital city is Springfield in the center of the state, a

  • Elevation 246m (807 ft)

Source: Wikipedia (state)

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