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Credit Analyst

  • Company: Commercebank
  • Location: MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Bank Building (1000 Walnut) (64106)
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Commerce Bank at a glance

commercebank.com
  • Founded 1865
  • Ticker CBSH
CBSH 58.37 USD +0.59%
  • Net income $566.25M

Investor research: Yahoo Finance · SEC filings

Commerce Bancshares (NASDAQ: CBSH) is a Missouri-based regional bank holding company founded in 1865, with main offices in Kansas City and St. Louis. Its Commerce Bank unit provides business and personal banking, wealth management, and investments. Recent coverage notes Illinois leadership promotions and a plan to acquire Nolan & Associates to expand middle-market investment banking.

1,399 Wikipedia views in June 2026 — a rough gauge of public visibility.

Source: Wikipedia · X

Commercebank invites qualified professionals to apply for a full-time Credit Analyst position based at the MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Bank Building (1000 Walnut) (64106). This opportunity places you at the heart of Kansas City’s vibrant downtown district while focusing on precise credit evaluation work.

The Opportunity

As a Credit Analyst with Commercebank in the Kansas City Downtown area, you will play a key part in supporting sound lending decisions through careful financial review. The full-time role offers a straightforward path for candidates seeking Credit Analyst jobs near MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Bank Building (1000 Walnut) (64106) and values clear thinking, accuracy, and collaboration within an established team setting. Local professionals searching for Credit Analyst careers or Commercebank careers will find a well-defined onsite position that rewards analytical strength and reliability.

What You'll Do

  • Review financial statements, cash-flow data, and supporting documents to determine overall credit risk
  • Prepare clear written analyses and recommendations that help guide credit decisions
  • Examine current credit exposures and flag changes that may affect repayment capacity
  • Gather and organize market and industry information relevant to individual credit cases
  • Collaborate with colleagues to ensure thorough documentation and timely file completion
  • Monitor assigned credit relationships and update files with fresh performance data
  • Apply consistent evaluation standards so that all assessments remain objective and complete

Skills & Qualifications

  • Solid understanding of financial statement analysis and basic credit principles
  • Ability to interpret numerical information and present findings in concise reports
  • Proficiency with spreadsheet tools and common office software for organizing data
  • Strong attention to detail combined with excellent written and verbal communication
  • Capacity to manage multiple priorities while meeting agreed deadlines
  • Reliability when handling confidential financial records
  • Prior exposure to credit evaluation, risk review, or related analytical work is helpful

About Commercebank

Commercebank is hiring for this role and offers a supportive team environment.

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More options

To apply for this job please visit commercebank.wd1.myworkdayjobs.com.

What people say about Commerce Bank

Recent news

Aggregated from public discussions and news; opinions are the authors’ own.

Working in MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Bank Building (1000 Walnut) (64106)

🇺🇸 Relocation safety for US: Exercise Normal Cautionvia Warnely, CC BY 4.0

National unemployment rate in US: 4.2%via World Bank

Private-sector wage growth (year over year): 3.3%via FRED

National quits rate: 1.9%via FRED (BLS JOLTS)

Weekly initial unemployment claims: 215,000via FRED

GDP per capita in US: $90,027via World Bank

Consumer price inflation in US: 2.9% (annual) — via World Bank

Real GDP growth in US: 2.2% (annual) — via World Bank

Average hours worked per year in US: 1,800via OECD

About this role & career path

Credit analysts (SOC 13-2041.00) assess lending risk from statements and market data, prepare risk reports, and support loan decisions—skills that often lead toward underwriting, relationship banking, or portfolio roles. Source: O*NET.

Traits that fit this role

  • Intellectual Curiosity
  • Cautiousness
  • Integrity
  • Attention to Detail
  • Dependability

Source: O*NET Work Styles (Distinctiveness Rank).

Typical preparation needed: Job Zone 4: Considerable Preparation Needed. Most of these occupations require a four-year bachelor's degree, but some do not. — via O*NET

Industry news

Source: O*NET (public-domain bulk data)

Salary & compensation

Workers in Business & Financial Operations occupations earn a national median of $76,859via US Census ACS / Data USA

Build the skills for this role

  • Financial statement and cash-flow analysis
  • Credit ratios, peer benchmarking, and risk narratives
  • Loan packaging and committee-ready summaries
  • Spreadsheet/modeling tools for credit evaluation
  • Walk through a sample credit memo: risk drivers, mitigants, recommendation
  • Explain key ratios (liquidity, leverage, coverage) with a simple example
  • Discuss how industry and management quality affect expected loan performance

Strong fit if you like structured credit judgment, clear writing for loan committees, and regional-bank lending rather than pure sales. Comfort with detail, policy, and quantitative analysis matters more than invented credentials here.

Job details above are provided by the employer/source. The sections on this page are compiled from public data sources with AI assistance.

Accommodations: if you need a workplace accommodation to apply for or perform this job, see ADA.gov or EEOC.gov for guidance on your rights and how to request one.

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Listing facts

  • Role Credit Analyst
  • Employer Commerce Bank
  • Location MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Bank Building (1000 Walnut) (64106)
  • Type Full Time
  • Posted July 13, 2026
  • Apply by 2026-08-12
  • Country context US
  • Overview Full original description on this page (341 words; rewritten for clarity, not a teaser paste)

Facts above come from this job record on Get A Job.AI — not copied from third-party review sites.

Typical work in Credit Analyst

Independent occupational context from O*NET (U.S. public-domain labor data). This is about the occupation, not a rewrite of this employer's posting.

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Source: O*NET

Public discussions & open sources

Attributed public threads and profiles — not employee reviews or star ratings.

Cached public sources (Hacker News, Dev.to, GitHub, etc.).

Employer website

commercebank.com

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Occupation family: Credit Analyst

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Credit Analyst Commercebank