- Company: Sum Up
- Location: Berlin, Germany
- Salary: €2,000/wk
Sum Up at a glance
sumup.com- Founded 2011
SEC filings mentioning "SumUp": 177 — search EDGAR
252 employees covered under a retirement plan (2024 filing) — via DOL Form 5500 / EFAST2
Registered as a global legal entity (LEI 984500CC08275B948278, US) — via GLEIF
SumUp is a British fintech founded in 2011 and headquartered in London. Its core products are EMV card readers plus online payments and banking tools for merchants. Recent coverage notes expansion into consumer banking in Europe, a Canada launch (38 markets), in-app investing with Upvest, and a consumer account that rewards shopping small.
2,703 Wikipedia views in June 2026 — a rough gauge of public visibility.
Senior Backend Engineer - Cards at SumUp in Berlin, Germany (Full Time, No Remote)
About This Position
At SumUp, we build simple, affordable financial tools to help small businesses thrive. Our Cards squad is crucial for this mission, owning the systems that power card issuing, lifecycle management, and transaction processing across Europe. We're scaling our systems to support new product capabilities while laying a foundation for global resilience. This role requires a seasoned backend engineer who can take ownership of complex, high-impact work.
Day-to-Day Responsibilities
- Owning and leading the end-to-end delivery of backend services within the Cards EU domain, including observability, testing, and production support
- Contributing to the technical roadmap by participating in architectural discussions and proposing solutions for complex, distributed systems challenges
- Raising well-scoped pull requests, conducting thorough code reviews, and helping maintain high standards of code quality and test coverage across the team
- Collaborating closely with engineers in adjacent squads and with the product manager to shape and refine the squad backlog
- Participating in incident reviews and the on-call rotation, taking accountability for the reliability of the services you build
- Applying and championing AI tooling to accelerate development processes
Skills & Qualifications
- Experience with backend systems architecture, particularly in high-throughput, distributed environments
- Proficiency in at least one modern programming language (e.g., Go, Rust, Python)
- A strong understanding of observability and monitoring tools for complex systems
- Ability to write clean, maintainable code with a focus on test coverage
- Experience with version control systems like Git
- Strong problem-solving skills and the ability to work in a fast-paced environment
- A passion for building impactful systems that support small businesses
Why Join SumUp
Joining SumUp means being part of a dynamic, mission-driven team. We offer competitive salaries and benefits, along with opportunities to shape the future of financial tools for small businesses. Our Berlin office provides a vibrant work environment that encourages innovation and collaboration.
Apply Today
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Terms used in this posting
- on-call
- You may be required to be reachable and available to work outside normal scheduled hours, typically for a set rotation.
Explore Sum Up online
What people say about Sum Up
- Ask HN: How to deal with a hard to work with Start-up CEO?
- Living in Switzerland ruined me for America and its lousy work culture
- The 'No True Programmer' Fallacy
- Ask HN: What's the hardest problem you've ever solved?
Recent news
- SumUp expands into consumer banking across Europe - FinTech Global
- SumUp Launches in Canada, its 38th Market - Finovate
- SumUp Partners with Upvest to Launch In-app Investing, Enabling Merchants to Grow Their Cash with Money Market Funds - FF News
- SumUp launches consumer account paying users to shop small - Sifted
- Iowa Agronomists Share One Word to Sum Up June’s Impact on the Corn Crop - Successful Farming
Aggregated from public discussions and news; opinions are the authors’ own.
Working in Berlin, Deutschland
Weather right now in Berlin, Deutschland: checking… · Local time: · Air quality: · Daylight: · UV index: · Wind: · Pollen:
Berlin is Germany’s capital and largest city (~3.7M people) and an EU city-state. For an office-based Senior Backend role here, expect a dense tech scene, strong public transit, and a large international workforce.
🇩🇪 Relocation safety for Germany: Very Safe — via Warnely, CC BY 4.0
National unemployment rate in Germany: 3.7% — via World Bank
Wage growth in Germany (year over year): 3.4% — via Eurostat
GDP per capita in Germany: $60,496 — via World Bank
Consumer price inflation in Germany: 2.2% (annual) — via World Bank
Real GDP growth in Germany: 0.2% (annual) — via World Bank
Statutory minimum wage in Germany: €2,343/month — via Eurostat
Cost of living in Germany: 9.1% above the EU average — via Eurostat
Job vacancy rate in Germany: 2.8% — via Eurostat
Average hours worked per year in Germany: 1,332 — via OECD
Nearby green space: 10 parks within 1.5km — closest is Lustgarten. via OpenStreetMap
Nearest public transit: Staatsoper (bus stop, 55m). via OpenStreetMap
- Elevation 36m (118 ft)
About this role & career path
Senior backend work at a multi-market payments company can deepen distributed-systems and fintech domain skills. Next steps often include staff/principal engineering, payments platform ownership, or engineering leadership—depending on impact on reliability and merchant-facing products.
Build the skills for this role
Strengthen backend fundamentals (APIs, data stores, concurrency) and payments-relevant reliability. Free resources:
- freeCodeCamp — Full Stack curriculum (free)
- Saylor Academy — Computer Science courses (free)
- CS50 (Harvard, via edX) (free to learn)
- Microsoft Learn — developer training paths (free to learn)
Free & low-cost learning resources
- freeCodeCamp — Full Stack curriculum (free)
- Saylor Academy — Computer Science courses (free)
- CS50 (Harvard, via edX) (free to learn)
- Microsoft Learn — developer training paths (free to learn)
Expect system design for high-throughput payment APIs, debugging concurrency and data consistency, and behavioral examples of shipping backend changes under reliability constraints. Practice explaining trade-offs in service boundaries, idempotency, and observability.
Strong fit if you enjoy senior backend ownership in fintech (payments, merchants, multi-market scale) and prefer on-site/hybrid Berlin work over remote. Thin public culture signals in the provided data—validate team stack and on-call norms in interview.
Job details above are provided by the employer/source. The sections on this page are compiled from public data sources with AI assistance.
Accommodations: if you need a workplace accommodation to apply for or perform this job, see ADA.gov or EEOC.gov for guidance on your rights and how to request one.
Listing facts
- Role Senior Backend Engineer
- Employer Sum Up
- Location Berlin, Germany
- Type Full Time
- Pay (from listing) €2,000/wk
- Posted July 29, 2026
- Apply by August 28, 2026
- Country Germany
- Overview Full job description on this page (338 words)
Facts above come from this job record on Get A Job.AI — not copied from third-party review sites.
Public discussions & open sources
Attributed public threads and profiles — not employee reviews or star ratings.
- Hacker News — Ask HN: How to deal with a hard to work with Start-up CEO?
- Hacker News — Living in Switzerland ruined me for America and its lousy work culture
- Hacker News — The 'No True Programmer' Fallacy
- Hacker News — Ask HN: What's the hardest problem you've ever solved?
Cached public sources (Hacker News, Dev.to, GitHub, etc.).
Employer website
Explore related openings
3 other opening(s) at Sum Up on Get A Job.AI
Occupation family: Senior Backend Engineer
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