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Associate Managing Consultant – Advisors & Consulting Services (S&T) – Credit Risk Management Focus

  • Company: Mastercard
  • Location: SoMa, San Francisco
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Mastercard at a glance

mastercard.com
  • Founded 1966
  • Employees 8200
  • Ticker MA
MA 519.86 USD +1.22%
  • Revenue (FY2025) $32.79B
  • Net income $3.12B

Investor research: Yahoo Finance · SEC filings

Mastercard (NYSE: MA) is a U.S. payment network founded in 1966 and based in Purchase, New York. It processes transactions between merchant banks and card issuers for Mastercard-branded credit, debit, and prepaid cards worldwide, and has been public since 2006. The firm reports roughly 8,200 employees.

21,870 Wikipedia views in June 2026 — a rough gauge of public visibility.

Source: Wikipedia · LinkedIn · X

Associate Managing Consultant – Advisors & Consulting Services (S&T) – Credit Risk Management Focus

Join Mastercard as an Associate Managing Consultant in our Advisors & Consulting Services team, based in SoMa, San Francisco. This full-time role combines strategic consulting with hands-on expertise in credit risk management, working with enterprise clients to navigate complex regulatory and operational challenges in an increasingly digital financial landscape.

About the Role

You'll serve as a trusted advisor to financial institutions and payment ecosystem participants, guiding them through credit risk challenges and helping shape strategies that balance regulatory compliance with business growth. This is a client-facing consulting position where your analysis and recommendations directly impact how organizations manage credit exposure and build resilient risk frameworks.

What You'll Do

  • Conduct detailed credit risk assessments and diagnostic analyses for enterprise financial services clients
  • Develop actionable credit risk management strategies aligned with client objectives and regulatory requirements
  • Design solutions that help clients mitigate credit exposure and strengthen risk governance
  • Partner with internal teams to translate strategy into implementation roadmaps and deliverables
  • Prepare comprehensive reports and executive presentations that distill complex risk analysis into clear, strategic insights
  • Build and maintain strong client relationships throughout engagement lifecycles
  • Stay current with industry trends, regulatory developments, and emerging credit risk practices

What We're Looking For

  • Bachelor's degree in finance, economics, business, or a related quantitative field
  • Demonstrated expertise in credit risk management principles, practices, and analytical approaches
  • Proven experience working with enterprise financial services organizations
  • Strong ability to translate complex data and analysis into business-ready recommendations
  • Excellent client management and communication skills
  • Ability to lead or contribute meaningfully across multiple concurrent client engagements

About Mastercard

Mastercard powers economies and empowers people across 200 countries and territories. We operate a global payments platform that connects billions of people to economic opportunity through secure, simple, and innovative digital payment solutions. Our mission is to build a sustainable economy where everyone can prosper.

How to Apply

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What people say about Mastercard

Recent news

Aggregated from public discussions and news; opinions are the authors’ own.

Working in SoMa, San Francisco

Weather right now in SoMa, San Francisco: checking… · Local time: · Air quality: · Daylight: · UV index: · Wind: · Pollen:

The role is based in California’s South of Market (SoMa) district in San Francisco—south of Market Street, near South Beach, Yerba Buena, and Rincon Hill. SoMa is a dense tech and services corridor with transit access across the city and Bay Area.

California is a U.S. state in the Western United States that lies on the Pacific Coast. It borders Oregon to the north, and Nevada and Arizona to the east; it also shares an international border with the Mexican state of Baja California to the south. With over 39 million residents across an area of 163,696 square miles (423,970 km2), it is the largest U.S. state by population and third-largest by

🇺🇸 Relocation safety for US: Exercise Normal Cautionvia Warnely, CC BY 4.0

National unemployment rate in US: 4.2%via World Bank

Private-sector wage growth (year over year): 3.3%via FRED

National quits rate: 1.9%via FRED (BLS JOLTS)

Weekly initial unemployment claims: 208,000via FRED

GDP per capita in US: $90,027via World Bank

Consumer price inflation in US: 2.9% (annual) — via World Bank

Real GDP growth in US: 2.2% (annual) — via World Bank

Average hours worked per year in US: 1,800via OECD

Cost of living in California: 10.7% above the national averagevia BEA

Minimum wage in California: $16.90/hrvia FRED

Real GDP per capita in California: $86,110via FRED

Home prices in California (year over year): +1.8%via FRED

Recent seismic activity: 2 earthquakes (M4.5+) within 200km in the last 6 months — largest M5.6 near 11 km N of Redwood Valley, CA. via USGS

Nearby history: Gran Oriente Filipino Hotel (584m away) — via National Register of Historic Places

Typical climate: average high 67°F / low 51°F year-round (summers around 72°F, winters around 45°F) — via NOAA 1991-2020 Normals

Walkability: Most walkable (16.5/20) — via EPA National Walkability Index

Typical rent nearby: $2,977/mo (1BR) · $3,604/mo (2BR) — via HUD Fair Market Rents

  • Elevation 6m (20 ft)

Source: Wikipedia (state)

About this role & career path

The title sits at an associate/managing-consultant level in Mastercard’s advisory arm: a path toward leading credit-risk engagements, deeper payments domain expertise, and broader S&T consulting ownership rather than pure product engineering.

Build the skills for this role

  • Credit risk: PD/LGD concepts, scorecards, portfolio monitoring
  • Payments domain: issuer/acquirer flows, card products
  • Consulting craft: structured problem-solving, client decks, facilitation
  • Analytics: SQL/Excel or similar for risk packs

  • Explain credit-risk monitoring for a card portfolio
  • Walk a client through a control or model recommendation
  • Discuss how networks differ from banks in risk ownership
  • Prepare a crisp case on trade-offs (growth vs. loss rates)

Strong fit if you enjoy payments and credit-risk advisory, client delivery, and structured analysis at a global network company. Thin public employee-review data here—weigh the SoMa on-site context and consulting pace against your preferences.

Job details above are provided by the employer/source. The sections on this page are compiled from public data sources with AI assistance.

Accommodations: if you need a workplace accommodation to apply for or perform this job, see ADA.gov or EEOC.gov for guidance on your rights and how to request one.

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Listing facts

  • Role Associate Managing Consultant – Advisors & Consulting Services (S&T) – Credit Risk Management Focus
  • Employer Mastercard
  • Location SoMa, San Francisco
  • Type Full Time
  • Posted June 27, 2026
  • Apply by 2026-08-01
  • Country context US
  • Overview Full original description on this page (331 words; rewritten for clarity, not a teaser paste)

Facts above come from this job record on Get A Job.AI — not copied from third-party review sites.

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Employer website

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Associate Managing Consultant – Advisors… Mastercard