- Company: Thrivent Financial For Lutherans
- Location: United States (nationwide) (nationwide)
- Salary: $77,655–$105,061/hr
Thrivent Financial For Lutherans at a glance
SEC filings mentioning "Thrivent Financial for Lutherans": 661 — search EDGAR
2,691 employees covered under a retirement plan (2019 filing) — via DOL Form 5500 / EFAST2
Registered as a global legal entity (LEI 549300NRF8VJL4TLMI28, US) — via GLEIF
Senior Life Underwriter at Thrivent Financial for Lutherans - United States (nationwide) (nationwide)
About This Position
This role involves underwriting complex insurance applications, evaluating insurability within guidelines, and making final decisions on individual life policies up to $2,000,000 in value. Responsibilities include risk assessment, fraud detection, and ensuring high customer satisfaction through collaboration with financial associates and consultants.
Your Responsibilities
- Evaluate medical and non-medical history, financial requirements, and occupational classes for insurance applications.
- Make final underwriting decisions up to $2,000,000 in life policies and $11,000 in disability income (DI) policies.
- Partners with financial associates, team members, medical, and legal consultants to determine the best outcomes for members.
- Communicate complex information effectively, often influencing behavior through written and verbal interactions.
- Engage in team activities such as mentoring, training, workflow management, and quality audits.
Qualifications
- Experience in underwriting individual life insurance policies.
- Knowledge of risk factors including medical history, financial requirements, and occupational classes.
- Ability to make case-specific decisions up to $2,000,000 in life policies and $11,000 in DI policies.
- Strong communication skills for complex and sensitive interactions.
- Potential for mentoring and quality audit completion.
Working at Thrivent Financial for Lutherans
Join a team committed to integrity, compassion, and financial security. Thrivent offers competitive benefits, professional growth opportunities, and a supportive work environment where your contributions are valued.
Applying for This Role
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Explore Thrivent Financial For Lutherans online
Working in United States (nationwide) (nationwide)
The United States (nationwide) of America (USA), also known as the United States (nationwide) (U.S.) or America, is a country primarily located in North America. It is a federal republic consisting of 50 states and a federal capital district, Washington, D.C. The 48 contiguous states border Canada to the north and Mexico to the south, with the semi-exclave of Alaska in the northwest and the archipelago of Hawaii in the Pacific Ocean. The United States (nationwide) also asserts sovereignty over five major island territories and various uninhabited islands in Oceania and the Caribbean. It is a megadiverse country, with the world's th
Note: US observes a public holiday on Sep 7 — Labour Day.
🇺🇸 Relocation safety for US: Exercise Normal Caution — via Warnely, CC BY 4.0
National unemployment rate in US: 4.2% — via World Bank
National job openings rate: 4.4% — via BLS JOLTS
Private-sector wage growth (year over year): 3.1% — via FRED
National quits rate: 2.0% — via FRED (BLS JOLTS)
Weekly initial unemployment claims: 209,000 — via FRED
GDP per capita in US: $90,027 — via World Bank
Consumer price inflation in US: 2.9% (annual) — via World Bank
Real GDP growth in US: 2.2% (annual) — via World Bank
Average hours worked per year in US: 1,800 — via OECD
About this role & career path
Traits that fit this role
- Cautiousness
- Integrity
- Attention to Detail
- Dependability
Source: O*NET Work Styles (Distinctiveness Rank).
Typical preparation needed: Job Zone 4: Considerable Preparation Needed. Most of these occupations require a four-year bachelor's degree, but some do not. — via O*NET
Industry news
- Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – August 11, 2026 - Consumer Financial Services Law Monitor
- FSI Predictions 2026 - Deloitte
- The Financial Services Industry’s Shadow Vendor Problem - Family Wealth Report
Source: O*NET (public-domain bulk data)
Salary & compensation
Workers in Business & Financial Operations occupations earn a national median of $76,859 — via US Census ACS / Data USA
Job details above are provided by the employer/source. The sections on this page are compiled from public data sources with AI assistance.
Accommodations: if you need a workplace accommodation to apply for or perform this job, see ADA.gov or EEOC.gov for guidance on your rights and how to request one.
Listing facts
- Role Senior Life Underwriter
- Employer Thrivent Financial For Lutherans
- Location United States (nationwide) (nationwide)
- Type Full Time
- Pay (from listing) $77,655–$105,061/hr
- Posted August 16, 2026
- Apply by September 15, 2026
- Country United States (nationwide)
- Overview Full job description on this page (235 words)
Facts above come from this job record on Get A Job.AI — not copied from third-party review sites.
Typical work in Senior Life Underwriter
Independent occupational context from O*NET (U.S. public-domain labor data). This is about the occupation, not a rewrite of this employer's posting.
- Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
- Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
Limited public data for this employer
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Occupation family: Senior Life Underwriter
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