- Company: Availa Bank
- Location: West Fort Dodge, Iowa
- Salary: Pay not listed
Availa Bank at a glance
Registered as a global legal entity (LEI 549300MP1N04YL1TZP61, US) — via GLEIF
BANK LOAN OFFICER (COMMERCIAL)
Availa Bank
West Fort Dodge, Iowa
Position Summary
This position is responsible for generating, approving, and maintaining quality commercial and ag loans for the bank's portfolio. The role involves a comprehensive understanding of loan products, market trends, and customer needs to ensure that Availa Bank remains competitive in its lending operations.
Day-to-Day Responsibilities
- Analyze financial statements and credit histories to assess risk and determine loan eligibility.
- Develop and maintain relationships with potential and existing clients to identify new business opportunities.
- Prepare loan applications, ensuring all necessary documentation is complete and accurate.
- Collaborate with other departments to ensure smooth processing of loans from application to closing.
Requirements
- Bachelor's degree in Business Administration, Finance, or a related field.
- Minimum 3 years of experience in commercial lending or a similar role.
- Strong knowledge of banking regulations and compliance standards.
- Excellent communication and interpersonal skills to effectively interact with clients and colleagues.
- Proficiency in Microsoft Office Suite and loan processing software.
Why Join Availa Bank
Availa Bank offers a rich selection of benefits you can personalize to support you and your family's needs. Benefits may include: Medical, Dental & Vision Plans. Option for Health Savings Account (HSA) contributions. Other benefits are available, including paid time off, retirement plans, and professional development opportunities.
How to Apply
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Explore Availa Bank online
Working in West Fort Dodge, Iowa
Weather right now in West Fort Dodge, Iowa: checking… · Local time: · Air quality: · Daylight: · UV index: · Wind: · Pollen:
West Fort Dodge is in Webster County, Iowa. Iowa is a landlocked Upper Midwest state between the Mississippi and Missouri rivers, bordered by Minnesota, Wisconsin, Illinois, Missouri, Nebraska, and South Dakota.
Iowa is a landlocked state in the upper Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Illinois to the east and southeast, Missouri to the south, Nebraska to the west, South Dakota to the northwest, and Minnesota to the north. Iowa is the 26th largest in total area and the 31st
Note: US observes a public holiday on Sep 7 — Labour Day.
National unemployment rate in US: 4.2% — via World Bank
Private-sector wage growth (year over year): 3.1% — via FRED
National quits rate: 2.0% — via FRED (BLS JOLTS)
Weekly initial unemployment claims: 206,000 — via FRED
GDP per capita in US: $90,027 — via World Bank
Consumer price inflation in US: 2.9% (annual) — via World Bank
Real GDP growth in US: 2.2% (annual) — via World Bank
Average hours worked per year in US: 1,800 — via OECD
Cost of living in Iowa: 12.2% below the national average — via BEA
Minimum wage in Iowa: $7.25/hr — via FRED
Real GDP per capita in Iowa: $64,490 — via FRED
Home prices in Iowa (year over year): +3.8% — via FRED
Median household income in Webster County: $68,054 — via US Census ACS / Data USA
Average commute time in Webster County: 19 min — via US Census ACS / Data USA
Most common commute in Webster County: Drove Alone (83%) — via US Census ACS / Data USA
Households with home internet in Webster County: 88% — via US Census ACS / Data USA
Typical climate: average high 58°F / low 37°F year-round (summers around 82°F, winters around 11°F) — via NOAA 1991-2020 Normals
Walkability: Above average walkable — via EPA National Walkability Index
Typical rent nearby: $700/mo · $919/mo — via HUD Fair Market Rents
- Elevation 341m (1,119 ft)
Source: Wikipedia (state)
Expect credit and relationship questions tied to commercial lending policy.
- Walk through a past commercial deal from prospect to approval
- Explain how you assess cash flow, collateral, and industry risk
Best fit if you like client-facing commercial lending, careful credit judgment, and serving local businesses through an on-site community bank role in Webster County.
Job details above are provided by the employer/source. The sections on this page are compiled from public data sources with AI assistance.
Accommodations: if you need a workplace accommodation to apply for or perform this job, see ADA.gov or EEOC.gov for guidance on your rights and how to request one.
Listing facts
- Role Bank Loan Officer (Commercial)
- Employer Availa Bank
- Location West Fort Dodge, Iowa
- Type Full Time
- Pay (from listing) Pay not listed
- Posted August 21, 2026
- Apply by September 21, 2026
- Country United States
- Overview Full job description on this page (253 words)
Facts above come from this job record on Get A Job.AI — not copied from third-party review sites.
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