Senior Product Manager – Core Issuing Infrastructure

Lithic is hiring a Senior Product Manager – Core Issuing Infrastructure in New York, to lead the platform primitives that define how modern card programs come to life. This is a chance to own the foundational systems that power Lithic's developer-first card issuing and processing infrastructure.

About the Role

As Senior Product Manager for Core Issuing Infrastructure, you'll own the suite of capabilities that sit at the center of Lithic's value to its customers: how cards are issued, how account structures are modeled, how credentials become wallet tokens, and how cardholders and businesses are onboarded. You'll shape both the customer-facing APIs and the internal tooling that let clients run sophisticated, compliant card programs at scale. This is a full-time, hybrid position based in New York, New York City.

Key Responsibilities

• Set and execute the product vision for core issuing infrastructure, spanning physical and virtual card provisioning, card lifecycle management, tokenization, account hierarchy, and KYC/KYB onboarding.
• Build and refine the APIs, webhooks, and developer tooling that serve as customers' primary interface for managing card programs.
• Lead Lithic's network token strategy across Visa VTS, Mastercard MDES, Apple Pay, and Google Pay, defining how tokenization ties into authorization to lift approval rates and curb fraud.
• Partner with card networks and OEM wallet providers to stay ahead of evolving token lifecycle and provisioning requirements.
• Evolve a flexible account hierarchy model that supports parent/child accounts, cost centers, multi-level programs, and granular cardholder controls.
• Own KYC/KYB onboarding as a product, working with Compliance and Risk to satisfy BSA/AML, OFAC, and sponsor bank requirements while improving conversion and reducing friction.
• Evaluate third-party identity verification vendors and decide when to lean on native decisioning versus partner solutions.
• Ground decisions in customer research, onboarding calls, API usage analysis, and support escalations.

Qualifications

• 7+ years in product management within fintech or financial services, shipping B2B infrastructure or operational tooling.
• Hands-on experience building card issuing, payment processing, or adjacent financial infrastructure products.
• Strong technical fluency with APIs, data flows, and system integration, plus comfort collaborating with engineering on complex builds.
• A metrics-driven approach to issuing measures like activation, tokenization success, onboarding conversion, and API uptime.
• Proven cross-functional collaboration across operations, compliance, risk, and engineering.
• Nice to have: familiarity with Visa/Mastercard issuing rules, BIN sponsorship, token lifecycle, identity vendors such as Alloy, Persona, or Socure, an engineering background, and SQL proficiency.

About Lithic

Lithic is the modern card issuing and processing platform helping ambitious financial companies build the next era of payments. Its infrastructure supports card programs for 100+ clients — including Mercury, Flex, and Novo — through developer-friendly APIs, direct network connections, and precise reconciliation. Backed by investors such as Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, Lithic is a team of 170+ across 26 states and 7 countries, headquartered in New York, New York City. The annual US salary range for this role is $148,000–$190,000 plus equity, and may be narrowed during interviews based on experience.

How to Apply

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