Technical Business Analyst (Fintech / Lending / Payments)

About Us

We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. Since our major release, we’ve helped 2,000+ customers secure financing and grown to a team of 30+ professionals across multiple countries.

We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap is ambitious, and we’re building systems that require clarity, structure, and precision.

We’re looking for a Strong Middle or Senior Technical Business Analyst who thrives in complex fintech environments and takes ownership of turning ideas into clean, structured, build-ready specifications.

If you enjoy working at the intersection of product, engineering, compliance, and operations — this role is for you.

What You’ll Be Doing

• Translating high-level business vision into detailed, structured technical requirements
• Creating clear feature specifications ready for development (acceptance criteria, edge cases, flows)
• Designing and documenting:
  • End-to-end system workflows
  • Multi-party interactions (applicant, merchant, lender, internal ops)
  • Payments and money-movement logic
  • Role and permission matrices
• Modeling system integrations and data flows between internal and external services
• Collaborating closely with engineers on API design and integration-related decisions
• Working closely with Engineering, Product, and Operations to clarify requirements before development begins
• Supporting backlog grooming and prioritization with the PM
• Maintaining structured, version-controlled documentation in Confluence
• Identifying logic gaps, risk areas, and compliance concerns early in the design phase
• Assisting in API requirement definition and integration planning with third-party providers

What We Expect

• 4+ years of experience as a Business Analyst in a technical environment
• Strong experience in fintech (payments, lending, underwriting, or financial systems required)
• Hands-on experience with API analysis (REST; GraphQL is a plus)
• Ability to read and fully comprehend API documentation (e.g., Swagger / OpenAPI), identify gaps, risks, and dependencies
• Experience modeling system integrations and complex data flows
• Experience working with APIs, system integrations, and backend-driven platforms
• Strong documentation discipline — you create specs engineers appreciate
• Experience with Jira and Confluence (structured documentation, not just notes)
• Ability to create:
  • BPMN diagrams
  • UML diagrams
  • Sequence diagrams
  • State diagrams
• Strong stakeholder communication skills (English B2+ minimum)
• Ability to challenge assumptions and identify inconsistencies

What We Offer

• Fully remote work
• Transparent and competitive compensation
• A high-impact role in a fast-growing fintech platform
• Direct influence on architecture and product direction
• A team that values ownership, clarity, and smart execution
• 20 paid vacation/sick days per year