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Mortgage Loan Officer

Banner Bank · Folsom, California

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Ground every answer in facts on this page and the original listing. We never invent Glassdoor-style reviews or salaries that are not in our data.

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Fit summary

Strong fit if you like structured lending, face-to-face advising, and credit judgment in a branch-style Folsom setting at a growth-oriented regional bank—not a remote desk job.

Day in the role

As a Mortgage Loan Officer at Banner Bank in Folsom, you would meet applicants, gather application details, and walk clients through loan types and terms. You would review credit, finances, and property evaluations; approve within authority or escalate; and submit complete, policy-accurate packages for verification.

Skills to emphasize

FAQ from this listing

Is this role remote?

No. The listing is on-site in Folsom, California (remote flag is 0).

What does a Mortgage Loan Officer actually do day to day?

O*NET tasks center on meeting applicants, analyzing credit and property feasibility, explaining loan options, approving within limits, and ensuring complete agreements.

What company news is relevant right now?

Recent coverage highlights Banner’s acquisition activity (including Pacific Financial) and multi-year Forbes financial-health recognition for Banner Bank.

Occupation tasks (O*NET)

Public-domain labor data — prepare examples for 2–3 of these.

O*NET source

Role overview (listing rewrite)

Mortgage Loan Officer, Bannerbank, Folsom, California About the Role At Banner Bank, we are seeking a Mortgage Loan Officer to join our Mortgage Lending team. This role is crucial in delivering superior value to clients by attracting and making real estate loans that meet bank standards for economic value and safety. The successful candidate will be part of an outstanding team awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. Key Responsibilities Conduct thorough loan evaluations to ensure compliance with bank policies and regulatory requirements. Build strong relationships with clients, providing exceptional service and support throughout the lending process. Process loan applications efficiently and accurately, ensuring timely and effective communication with all parties involved. Stay updated on market trends and changes in regulations that may impact mortgage lending practices. Requirements A minimum of 3 years of experience as a Mortgage Loan Officer or similar role. Strong knowledge of mortgage lending laws, regulations, and industry best practices. Excellent communication skills to effectively interact with clients, colleagues, and regulatory bodies. Ability to handle multiple tasks and prioritize work efficiently in a fast-paced environment. About Bannerbank Banner Bank has been shaping our culture around core values of listen, learn, and help businesses and individuals reach their goals for over 135 years. We are Great Place to Work Certified due to our outstanding workplace culture and employee experience. Forbes named us one of the Best 100 Banks in America for the ninth consecutive year, a testament to our financial strength and stability. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. Apply Today To apply, complete your application directly on this page, or you'll be redirected to the employer's application platform to finish submitting there. Join us at Banner Bank where we value employee volunteerism and donate millions of dollars each year to community organizations.

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Questions to ask them

Generated for personal interview prep · 2026-08-14 UTC · getajob.ai