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Be ready to walk through how you assess credit and income, explain fixed vs. adjustable products in plain language, and describe how you keep applications complete before submission. Expect scenarios on when you approve within authority versus referring to management, and how you handle incomplete files or tight timelines.
Strong fit if you like consultative sales plus careful financial analysis, can explain complex loan terms clearly, and stay disciplined on documentation and escalation limits in a high-volume NYC mortgage market at Guaranteed Rate Affinity.
As a Mortgage Loan Officer at Guaranteed Rate Affinity in New York City, you would meet applicants, gather loan-application details, and walk them through process questions. Much of the day centers on reviewing credit, finances, and property evaluations; explaining loan types and terms; preparing complete, policy-accurate files; and approving within limits or escalating larger deals to management while coordinating with credit analysts.
Meet clients, collect application data, evaluate credit and property inputs, explain loan options, and submit accurate files for verification or approval.
This listing is based in New York City and is not marked remote.
See the O*NET summary for Mortgage Loan Officers at onetonline.org.
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Mortgage Loan Officer at Guaranteed Rate Affinity in New York City, New York What This Role Involves The Mortgage Loan Officer position at Guaranteed Rate Affinity involves originating and processing mortgage loans for clients of recognized real estate brands. Key responsibilities include: Evaluating loan applications and determining eligibility. Assisting in the preparation of loan documents and ensuring compliance with regulatory requirements. Building relationships with potential borrowers to facilitate loan origination. Providing excellent customer service throughout the lending process. Key Responsibilities The role requires a comprehensive understanding of mortgage products, processes, and regulations. Key responsibilities include: Evaluating creditworthiness and financial stability of potential borrowers. Assisting in the preparation of loan applications and documentation. Maintaining accurate records and ensuring compliance with internal policies and external regulations. Communicating effectively with clients, colleagues, and regulatory bodies. Qualifications Candidates should possess: A minimum of 3 years of experience in mortgage lending or a related field. Strong knowledge of mortgage products, underwriting guidelines, and compliance regulations. Excellent communication and interpersonal skills. Proficiency with loan origination software and MS Office Suite. About Guaranteed Rate Affinity Guaranteed Rate Affinity, LLC is a joint venture between Guaranteed Rate, Inc. (NMLS: 2611) and leading real estate brands. We offer mortgage origination services to our clients, providing Loan Officers with greater alignment, stronger referral flow, and access to premium resources. Applying for This Role To apply, complete your application directly on this page, or you'll be redirected to the employer's application platform to finish submitting there. Please ensure all required information is provided to expedite the process.
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