Credit Risk Manager

How to use this kit

Ground every answer in facts on this page and the original listing. We never invent Glassdoor-style reviews or salaries that are not in our data.

Occupation tasks (O*NET)

Public-domain labor data — prepare examples for 2–3 of these.

• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
• Generate financial ratios, using computer programs, to evaluate customers' financial status.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Contact customers to collect payments on delinquent accounts.

O*NET source

Company facts (cached)

Website: oracle.com/solaris

Oracle Solaris is a proprietary Unix operating system offered by Oracle for SPARC and x86-64 based workstations and servers. Originally developed by Sun Microsystems as Solaris, it superseded the company's earlier SunOS in 1993 and became known for its scalability, especially on SPARC systems, and for originating many innovative features such as DTrace, ZFS and Time Slider. After the Sun acquisition by Oracle in 2010, it was renamed Oracle Solaris.

Public cache only — not an employee review.

Role overview (listing rewrite)

Solaris is hiring a Credit Risk Manager (f/m/d) in Frankfurt to shape how credit decisions are made across one of Europe's most advanced embedded finance platforms. This full-time, on-site role blends hands-on underwriting with portfolio strategy and the modernization of credit processes through smarter technology. About the Role As Credit Risk Manager at Solaris in Frankfurt, you will own the full lifecycle of credit decisioning — from structuring and approving complex transactions to steering portfolio risk and helping evolve automated decision logic. You will work closely with international colleagues to keep credit exposure within agreed risk appetite while championing more efficient, technology-driven ways of working. Key Responsibilities Structure, evaluate, and approve complex credit transactions in line with the Operational Handbook (OHB) and external regulatory requirements. Continuously improve the credit approval workflow and maintain robust manual credit file management, reviewing files to keep risk profiles current. Contribute to the technical criteria behind the Decision Engine and ensure underwriting principles stay consistent across manual and automated channels. Produce regular qualitative portfolio reviews with actionable recommendations, and run ad-hoc assessments to address emerging risks. Oversee partner activities around dunning, workout, and collections to confirm alignment with risk standards. Resolve audit findings, lead underwriting training for CRM and Solaris teams, and drive projects such as launching new loan products. Qualifications University degree, ideally in economics, business administration, banking, or a comparable field. 3+ years of relevant credit risk management experience within a bank or financial institution. Knowledge of credit loan products, loan documentation, process design, credit structuring, and applicable regulatory frameworks. Advantageous skills in advanced Excel, Python, Tableau, and/or HTML. Fluent English for collaboration with international teams; German is a strong plus. A proactive, solution-focused, and independent approach, comfortable with tight deadlines and managing multiple stakeholders. Genuine enthusiasm for credit and for replacing outdated processes with modern, end-to-end approaches. Confidence working with AI tools, evaluating their outputs critically, and supporting responsible AI adoption. About Solaris Founded in 2016 and headquartered in Berlin, Solaris is a leading European embedded finance platform. With a full German banking license and a modular B2B technology stack, Solaris enables…

Full job on Get A Job.AI

Questions to ask them

• What does success look like in the first 90 days for this role?
• How is the team structured, and who would I work with most?
• What tools and systems does this role use daily?
• Is the work primarily based in Frankfurt, hybrid, or fully remote?