SmartHire
Loan Processor – U.S. Operations
Location: Remote (Mexico)
Salary: $35,000 – $40,000 MXN gross per month
Benefits: Above Mexican statutory requirements
About the Role
We are seeking an experienced Loan Processor with a strong background in U.S. mortgage operations to join our growing team.
This role plays a critical part in ensuring mortgage loans close smoothly and on time. You will work closely with U.S.-based Sales, Underwriting, Legal, Capital Markets, and Post-Closing teams.
The ideal candidate is highly organized, detail-oriented, financially analytical, and comfortable working in a fully remote environment while handling strict deadlines.
Key Responsibilities
Borrower Onboarding & Communication
- Serve as the primary point of contact for borrowers throughout the loan process.
- Request, collect, and review borrower documentation for accuracy and completeness.
- Provide timely status updates and respond to borrower inquiries.
- Maintain professional written and verbal communication via email, phone, and Microsoft Teams.
Loan File Management
- Create and manage accurate loan files from initial submission through closing.
- Review credit reports, income documentation, and asset documentation.
- Validate initial calculations (DTI, income, assets, etc.).
- Assist in sending required disclosures.
- Order updated payoffs.
- Process Employment Verifications.
- Coordinate signing appointments with borrowers and co-borrowers.
- Process FHA, VA, and Conventional loans.
- Support refinance (Re-fi) transactions.
Required Qualifications
- Minimum of 3 years of experience as a Mortgage Loan Processor within the U.S. mortgage industry.
- Strong experience with:
- FHA loans
- VA loans
- Conventional loans
- Refinance transactions
- Hands-on experience with Encompass 360.
- Advanced English proficiency (minimum C1 level).
- Strong understanding of mortgage applications and financial documentation.
- Ability to analyze complex financial data.
- Experience using Microsoft Office and Loan Application software.
- Excellent time management and multitasking skills.
- Strong attention to detail and accountability.
- Ability to work independently in a fully remote environment.
Ideal Candidate Profile
- Direct experience managing loan files (not an assistant role).
- Comfortable handling multiple loans simultaneously.
- Strong understanding of the full mortgage lifecycle.
- Used to working under strict U.S. mortgage deadlines.
- Proactive and solution-oriented mindset.
Originally posted on Himalayas
To apply for this job please visit himalayas.app.
Working in Mexico
Mexico, officially the United Mexican States, is a country in North America. It is the northernmost country in Latin America and borders the United States of America to the north, and Guatemala and Belize to the southeast; while having maritime boundaries with the Pacific Ocean to the west, the Caribbean Sea to the southeast, and the Gulf of Mexico to the east. Mexico covers 1,972,550 km2, and is the thirteenth-largest country in the world by land area. With a population exceeding 134 million as of 2026, Mexico is the tenth-most populous country in the world and is home to the largest number o
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